Selecting an appropriate city to start a family involves meticulously evaluating multiple aspects like security, schooling options, employment prospects, and general living standards. Renowned for its vibrant cultural scene, stunning natural scenery, and friendly neighborhoods, Tennessee presents numerous urban areas that excel as prime locations for households. Therefore, what are the top locales within Tennessee suited for both residency and raising children?

Tennessee presents various cities and towns perfect for families aiming to establish their roots. Whether you're drawn to the lively atmosphere of Nashville or the picturesque vistas of Chattanooga, every city boasts its distinctive appeal and benefits.
Top 10 Cities for Residing in Tennessee
The compilation of top cities to reside in Tennessee draws upon information sourced from Niche and New Home Source. The evaluation takes into account multiple criteria such as lifestyle standards, safety statistics, medical service availability, and general communal wellness. Therefore, what are the premier municipalities within Tennessee?
City | Quality of Life (Index Score out of 10) |
Chattanooga | 7.5/10 |
Knoxville | 7.3/10 |
Memphis | 7.1/10 |
Nashville | 6.7/10 |
Franklin | 6.6/10 |
Jackson | 6.4/10 |
Hendersonville | 6.3/10 |
Collierville | 6.2/10 |
Clarksville | 6.1/10 |
Union City | 6.0/10 |
1. Chattanooga

- Area code: 423
- Demonym: Chattanoogan
- Elevation: 676 ft (206 m)
- Incorporated: 1839
Chattanooga has been acknowledged as the premier location within Tennessee, placing 27th nationally in the United States. This recognition highlights its remarkable metamorphosis from being known as "the filthiest city in America" into an energetic center featuring a rejuvenated downtown area.
The city thrives due to a robust communal spirit, picturesque natural landscapes, and a cost of living that falls beneath the national average. Key elements like high quality of life, good value, attractiveness, and favorable employment opportunities contributed significantly to its ranking.
2. Knoxville

- Area code: 865
- Demonym: Knoxvillian
- Founded: 1791
- Incorporated: 1815
Knoxville stands out as one of the top locations within Tennessee for quality living. It earns acclaim for being budget-friendly, boasting housing prices that fall beneath the nationwide norm, thus offering excellent value to its inhabitants.
Knoxville boasts a lively community featuring a wide array of cultural and recreational options, along with easy access to the majestic Great Smoky Mountains. Moreover, its strategic location near key highways and its young demographic, shaped largely by the presence of the University of Tennessee, add significantly to its attractiveness for potential residents.
3. Memphis

- Demonym: Memphian
- Elevation: 337 ft (103 m)
- Founded: May 22, 1819
- Incorporated: December 19, 1826
- Named for: Memphis, Egypt
Among the top locations in Tennessee for residents, Memphis stands out mainly because of its affordable lifestyle and strong sense of community. While it may have a slightly lower quality of life index compared to some other urban centers, Memphis provides an economical place to live, boasting home prices notably below the nationwide average.
The cost of living in Memphis is roughly 13% below the national average. As an illustration, food prices tend to be cheaper, with groceries costing around 8% less compared to the nationwide standard. Additionally, the city offers a quaint, small-town atmosphere that attracts families looking for a tight-knit community environment.
4. Nashville

- Area code: 615
- Demonym: Nashvillian
- Elevation: 554 ft (169 m)
- Founded: 1779
- Named for: Francis Nash
Among the most favored cities in Tennessee, Nashville takes a prominent position. It stands as the 50th most notable out of the leading 150 large urban areas across the United States. Nashville earned high marks due to its lively culinary and musical environments along with an expanding employment sector.
Similar to other urban areas, Nashville experienced a decline in its rankings due to cost concerns, earning a modest score of 6.7 out of 10. According to research from 2024, an individual would require an annual income of $99,757 to maintain a comfortable lifestyle in Nashville.
In order to manage the price of an average home in Nashville, households require an annual gross income exceeding $100,000. Nonetheless, Nashville presents a comparatively reasonable cost of living when contrasted with other expanding urban centers.
5. Franklin

- ZIP Code(s): 37064, 37065, 37067, 37068, 37069
- Area code: 615
- Elevation: 643 ft
Franklin stands out as the most desirable place to reside in Tennessee because of its distinctive combination of quaint town appeal and contemporary facilities. Situated just 20 miles away from Nashville, this city provides a deep historical setting coupled with a thriving economy fueled by key companies such as Nissan and Mars Petcare.
This city features top-notch educational institutions, minimal criminal activity, and an abundance of leisure activities, rendering it perfect for family life and the most secure place to reside within Tennessee. The charming historic district of Franklin, adorned with Victorian structures, serves as a hub for multiple cultural gatherings and celebrations.
6. Jackson

- Area code: 731
- Elevation: 410 ft
- Founded: 1821
- Named for: Andrew Jackson
Jackson, Tennessee, stands out as one of the premier locations within the state thanks to its deep-rooted history, budget-friendly lifestyle, and lively social scene. The city boasts an array of cultural sites such as museums and parks, contributing significantly to the overall well-being of its inhabitants.
Jackson boasts a varied employment sector including roles in healthcare, manufacturing, and education, which contributes significantly to its economic stability. Its neighborhoods are known for their welcoming environments and tight-knit communities, enhancing social cohesion. Additionally, the area’s picturesque surroundings offer numerous options for outdoor pursuits.
7. Hendersonville

- Elevation: 640 m
- Area code: 828
- Incorporated: 1847
Hendersonville takes pride in its tight-knit community, top-notch educational institutions, and plentiful leisure options. Dubbed "The City by the Lake," it provides various outdoor pursuits such as angling and watercraft navigation on Old Hickory Lake.
This city boasts highly ranked educational institutions such as Merrol Hyde Magnet School and maintains an impressively low jobless rate of 4.5%. It’s anticipated that employment will grow by approximately 14% leading up to 2025. Moreover, its closeness to Nashville grants inhabitants convenient access to metropolitan attractions even as they enjoy a more residential ambiance.
8. Collierville
- Population: 51,594 (2022)
- Area code: 901
- Elevation: 381 ft
While Collierville might not claim the title of Tennessee’s richest municipality, it certainly ranks as one of the state’s most sought-after towns. Its appeal stems from superior living standards, secure neighborhoods, top-tier educational institutions, and an array of convenient facilities.
This town frequently stands out due to its welcoming atmosphere for families and its emphasis on communal life, which makes it attractive to people across different age groups. Additionally, the cost of living in Collierville is comparatively reasonable when contrasted with more extensive metropolitan regions, featuring modest average home prices of about $468,200.
This town stands out as an appealing choice for both families and individuals who wish to strike a balance between living costs and the overall standard of living due to its reasonable prices and available facilities.
9. Clarksville

- Area code: 931
- Elevation: 476 ft
- Founded: 1784
Clarksville has been labeled a "New Boomtown" by Money Magazine due to its swift population expansion and abundance of employment prospects. The municipality is witnessing substantial investment from large corporations.
It is anticipated that the job market will expand by 9% within the coming four years, which is double the rate of the national average. One of the key contributors to this growth is Fort Campbell, among the biggest military installations in the United States, enhancing the regional economy through increased employment prospects and drawing in many military personnel and their families.
In Clarksville, housing costs remain comparatively low relative to nationwide figures. The typical home price stands at around $325,000.
10. Union City

- Area code: 731
- Established: 1854
- Named for: Local railroad junction
Union City, Tennessee, ranks as one of the top locations to reside within the state, largely due to its comparatively affordable cost of living.
The midpoint value for homes stands at $135,400, notably below the nationwide average of $281,900. Additionally, Union City provides an excellent environment for families, boasting superior public education systems along with a welcoming community feel.
Union City provides a tranquil and serene way of life with a more relaxed tempo compared to larger urban areas. It exudes a laid-back suburban atmosphere.
Wrapping up
Some of the finest locations within Tennessee for families looking to settle down encompass Chattanooga, Knoxville, Memphis, Nashville, Franklin, Jackson, Murfreesboro, Hendersonville, Collierville, Clarksville, and Union City. Each city distinguishes itself with an ideal atmosphere for raising children, thanks to highly rated educational institutions and lower criminal activity levels.
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