… As John Apea claims the title of 'Fintech CEO of the Year 2024,' he stands out as exceptional.

ETranzact Ghana Limited, a frontrunner in cutting-edge payment technologies, received recognition through two esteemed accolades at the Ghana Corporate Finance Awards and Dinner Gala held in 2025.

The fintech firm secured the title of Outstanding Payments Technology Provider for 2024, and their leader, John Apea, earned recognition as the Outstanding Fintech CEO of the year.

These accolades underscore eTranzact Ghana’s dominance in providing financial technology services, their dedication to fostering the development of the FinTech industry as an innovator, and their outstanding performance in corporate finance.

ETranzact Ghana has continually led the way in transforming the fintech sector by adopting cutting-edge technology advancements aimed at improving both their business-to-business (B2B) and business-to-consumer (B2C) services, thereby enhancing customer interaction and satisfaction.

Securing the title of Outstanding Payments Technology Provider of the Year underscores eTranzact’s effective rollout of intuitive digital services. This includes their XCEL Ghana smartphone application, making everyday online transactions simpler, safer, and more streamlined.

The cutting-edge XCEL mobile application accessible via the Apple App Store and Google Play allows for effortless transfers of funds to bank accounts, mobile wallets, and within XCEL’s own digital ecosystem through their virtual account system. It also includes features like Micro-Savings using eSusu, bill payments, and airtime top-ups. The app offers competitive transaction fees along with user-friendly payment interfaces, thereby establishing new benchmarks in this sector and providing numerous Ghanaians with safe and easy-to-use financial tools.

This marks the fourth accolade for the company this year, having been named 'Fintech Company of the Year' in 2024 and securing the title of 'Leading Payments Technology Service Provider' for two years running at the fourth annual Ghana Fintech Awards (GFA), which took place in March 2025.

In an exclusive interview with the B&FT following the honors, John Apea, the acclaimed CEO of eTranzact, highlighted that these accolades underscore the firm's steadfast commitment to providing dependable, expandable, and intuitive payment services designed to facilitate seamless transactions for both enterprises and individual clients.

What makes the awards intriguing is that typically trailblazers do not receive recognition after two decades since newer participants often vie for these honors to establish their credibility. However, we continue to claim victories, demonstrating our ongoing commitment to innovation and maintaining exceptionally high standards.

"These achievements once more highlight our dedication to relentless effort and ongoing innovation. Often, we are recognized as trailblazers in digital payment solutions. We were pioneering what would later be called 'Fintech' through methods like 'text me cash,' long before the term gained popularity," he stated.

Mr. Apea explained that the Fintech sector operates as a disruptor, and eTranzact aims to lead in disruption. By collaborating with banks and fellow FinTech companies, they strive to creatively provide top-tier services to consumers.

He guaranteed the public about the release of several innovative products set to arrive within the next few months leading up to the conclusion of 2025.

The Ghana Corporate Finance Awards

The Ghana Corporate Finance Awards ceremony and banquet, organized by the Entrepreneurs Foundation of Ghana (EFG), took place with the theme "Honoring Excellence in the Corporate Finance Sector." This event aims to showcase outstanding accomplishments among CEOs, companies, and financial services providers in different segments of the finance industry.

This emblem signifies prestige and acknowledges an organization's efforts and commitment.

The financial services sector serves as the cornerstone of Ghana's economy, enabling commerce, investment, and economic expansion. In this highly competitive environment with ever-evolving market conditions, being recognized as a frontrunner signifies exceptional organizational prowess.

This accolade initiative honors banks and financial organizations that have demonstrated outstanding success and expansion. The recognition is awarded based on accomplishments recorded from 1 January 2024 through 1 January 2025.

The CEO determined that the firm will keep striving for excellence in providing advanced, secure, and dependable payment technology solutions to companies.

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